:root{--primary:#1e355c;--accent:#7aa6c2;--surface:#f0f4f9;--paper:#ffffff;--ink:#14243f;--radius:18px;--shadow:8px 8px 0 var(--accent);--hero-title-max:62px;--head:"Gill Sans",Georgia,serif;--body:"Georgia",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:var(--body);font-size:17px;line-height:1.62}img{display:block;max-width:100%;height:auto;object-fit:cover;object-position:50% 30%}a{color:inherit}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;z-index:20;background:#fff;padding:8px}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.topline{background:var(--primary);color:var(--paper);padding:7px 20px;text-align:center;font-size:12px;letter-spacing:.12em;text-transform:uppercase}header{position:sticky;top:0;z-index:10;background:color-mix(in srgb,var(--paper) 94%,transparent);border-bottom:1px solid color-mix(in srgb,var(--primary) 18%,transparent);backdrop-filter:blur(12px)}nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font:800 20px/1 var(--head);letter-spacing:-.025em}.brand img{width:40px;height:40px;border-radius:12px}.navlinks{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700}.navlinks a{text-decoration:none}.menu{display:none;border:0;background:var(--surface);padding:10px 14px;border-radius:10px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;background:var(--primary);color:var(--paper);border:2px solid var(--primary);border-radius:var(--radius);font-weight:800;text-decoration:none;cursor:pointer}.btn.alt{background:transparent;color:var(--primary)}.hero{padding:80px 0 58px;background:linear-gradient(145deg,var(--surface),var(--paper))}.hero-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);align-items:center;gap:58px}.hero-grid>*,.split>*,.section-head>*,.proof-grid>*,.cta-grid>*{min-width:0}.hero h1,h1{font:800 clamp(44px,4.25vw,var(--hero-title-max))/.98 var(--head);letter-spacing:-.055em;margin:14px 0 24px;max-width:15ch;overflow-wrap:normal;word-break:normal;hyphens:none;text-wrap:balance}.hero p{font-size:20px;max-width:62ch}.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:900;color:var(--primary)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.hero-media{position:relative}.hero-media>img{width:100%;aspect-ratio:4/3;border-radius:var(--radius);box-shadow:var(--shadow)}.badge{position:absolute;right:18px;bottom:18px;max-width:230px;background:var(--paper);padding:14px 18px;border-left:6px solid var(--accent);box-shadow:0 10px 30px #0002;font-weight:800}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--primary);color:var(--paper)}.stats div{padding:24px;text-align:center;border-right:1px solid #ffffff33}.stats strong{display:block;font:800 28px/1 var(--head)}section.block{padding:88px 0}.section-head{display:grid;grid-template-columns:1fr .7fr;gap:40px;align-items:end;margin-bottom:38px}h2{font:800 clamp(34px,4vw,58px)/1.03 var(--head);letter-spacing:-.04em;margin:8px 0 16px}h3{font:800 24px/1.12 var(--head);margin:8px 0 12px}.lead{font-size:20px;color:color-mix(in srgb,var(--ink) 80%,#777)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:28px;background:var(--paper);border:1px solid color-mix(in srgb,var(--primary) 20%,transparent);border-radius:var(--radius);box-shadow:0 10px 30px #0000000a}.card .n{display:block;color:var(--accent);font-weight:900;letter-spacing:.12em}.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.split figure{margin:0}.split figure img{width:100%;aspect-ratio:4/3;border-radius:var(--radius);box-shadow:var(--shadow)}figcaption{font-size:13px;margin-top:10px;color:#667}.steps{display:grid;gap:15px}.step{display:grid;grid-template-columns:50px 1fr;gap:16px;padding:18px;border-left:4px solid var(--accent);background:var(--surface)}.step strong{font:800 25px var(--head)}.feature{background:var(--primary);color:var(--paper)}.feature .split img{aspect-ratio:16/11}.feature .eyebrow{color:var(--accent)}.proof-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}.proof-grid img{width:100%;height:100%;min-height:360px;aspect-ratio:auto;border-radius:var(--radius)}.quotes{display:grid;gap:18px}blockquote{margin:0;padding:24px;background:var(--surface);border-radius:var(--radius);font-size:18px}blockquote footer{margin-top:13px;font-size:14px;font-weight:800}.faq{display:grid;grid-template-columns:1fr 1fr;gap:16px}details{padding:20px 22px;border:1px solid #0002;border-radius:var(--radius);background:var(--paper)}summary{font-weight:800;cursor:pointer}.cta{background:var(--surface)}.cta-grid{display:grid;grid-template-columns:.85fr 1.15fr;align-items:center;gap:55px}.cta img{width:100%;aspect-ratio:16/10;border-radius:var(--radius);box-shadow:var(--shadow)}form{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:var(--paper);padding:30px;border-radius:var(--radius);box-shadow:var(--shadow)}label{display:grid;gap:6px;font-size:14px;font-weight:800}input,select,textarea{font:inherit;padding:12px 13px;border:1px solid #0003;border-radius:8px;background:#fff}textarea{min-height:130px;resize:vertical}.full{grid-column:1/-1}.check{display:flex;align-items:flex-start}.check input{margin-top:5px}.trap{position:absolute;left:-9999px}.ticker{display:flex;width:100%;background:var(--accent);color:var(--ink);overflow:hidden}.ticker span{flex:1;min-width:0;text-align:center;padding:13px 8px;font-size:12px;font-weight:900;letter-spacing:.08em;text-transform:uppercase;border-right:1px solid #0003}footer.site-footer{padding:58px 0 25px;background:var(--ink);color:var(--paper)}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,.7fr);gap:35px}.footer-grid h4{margin:0 0 13px}.footer-grid a{display:block;margin:6px 0;text-decoration:none}.footer-bottom{margin-top:38px;padding-top:20px;border-top:1px solid #ffffff22;font-size:13px;display:flex;justify-content:space-between;gap:20px}.cookie-note{position:fixed;left:18px;bottom:18px;z-index:30;width:min(390px,calc(100% - 36px));background:var(--ink);color:var(--paper);padding:18px;border-radius:12px;box-shadow:0 15px 55px #0005}.legal main{padding:70px 0}.legal article{max-width:820px}.legal h1{font-size:52px}.legal h2{font-size:30px;margin-top:35px}.contact-list{display:grid;gap:6px;margin:22px 0}.contact-list a{font-weight:800}
body.family-home-protection .hero-grid{grid-template-columns:1fr 1fr}body.family-home-protection .card{border:2px solid var(--primary);box-shadow:6px 6px 0 var(--accent)}body.family-family-assistance .card,body.family-family-assistance details{border-radius:28px}body.family-family-assistance .hero-media>img{border-radius:80px 28px 80px 28px}body.family-travel-protection .hero{background:linear-gradient(125deg,var(--ink),var(--primary));color:var(--paper)}body.family-travel-protection .hero .eyebrow{color:var(--accent)}body.family-travel-protection .hero .btn{background:var(--accent);border-color:var(--accent);color:var(--ink)}body.family-energy-bill-guide h1,body.family-energy-bill-guide h2{text-transform:uppercase}body.family-energy-bill-guide .hero-media>img,body.family-energy-bill-guide .card{border:3px solid var(--ink);box-shadow:8px 8px 0 var(--accent)}body.family-life-insurance .card{border:0;border-top:4px solid var(--accent)}
@media(max-width:850px){.wrap{width:min(100% - 28px,700px)}.navlinks{display:none;position:absolute;top:78px;left:14px;right:14px;padding:20px;background:var(--paper);box-shadow:0 15px 40px #0003;flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.menu{display:block}.hero{padding-top:45px}.hero-grid,.split,.section-head,.proof-grid,.cta-grid,body.family-home-protection .hero-grid{grid-template-columns:1fr;gap:30px}.hero h1,h1{font-size:46px}.hero-media>img{aspect-ratio:4/3}.proof-grid img{height:auto;min-height:0;aspect-ratio:4/3}.cards,.faq{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.stats div{border-bottom:1px solid #ffffff33}.footer-grid{grid-template-columns:1fr 1fr}form{grid-template-columns:1fr}.full{grid-column:auto}.ticker{display:grid;grid-template-columns:repeat(2,1fr)}.ticker span{white-space:normal}}
@media(max-width:520px){body{font-size:16px}.hero h1,h1{font-size:38px}section.block{padding:62px 0}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.brand{font-size:17px}}

/* whiteimg-transparent-logo-v1 */.brand img{object-fit:contain;object-position:center;border-radius:0;background:transparent}
